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Research On SME Financial Management Problems And The Optimization Measures


I n t e ma t i o na l   J o u ma 1   of   Te c h no l og y   Ma na g e me n t   Re s e a r c h   On   S ME   F i n a n c i a l   Ma n a g e me n t   P r o b l e ms   An d   Th e   Op t i mi z a t i o n   Me a s u r e s   Zh a n g   L u   ( P e o p l e ‘ s   Ba n k   o f C h i n a , Gu a n g z h o u   B r a n c h, Gu a n g z h o u   5 1 0 1 2 0   C h i n a)   Abs t r a c t :On   t h e   b a s i s   of   a na l y s i s   t o   t h e   o p e r a t i n g   c h a r a c t e is r t i c s   o f   SM Es , t h e   pa pe r   po i n t e d   o u t : The r e   i s   p o o r   a c c e s s   t o   ina f nc e ,l a c k   o f   i n t e na r l   c o n t r o l   s y s t e ms ,a c c o u n t i n g   f o u n d a t i o n  wo r k   i s   we a k, in f a n c i a l   Ma n a g e me nt   I nf o r ma t i o n   Bui l d i ng   a n d   o t he r   i s s ue s   i n  t h e   in f a nc i a l   ma n a g e me n t   of   S M Es . Th i s   p a p e r   p r o p os e s   me a s u r e s   f o r   SM Es   t o   c r e a t e   a   f a v o r a bl e   p o l i c y  e n v i r o nme n t   a n d   s e r v i c e s ,c o nd uc t   ina f nc i a l   s ys t e m  i n n o va t i o n, e mp h a s i s   o n   in f a n c i a l   i nn o v a t i on   a n d   i n c e n t i v e s   t a l e n t s ,n e t wo r k   ma na g e me n t , a n d   e s t a bl i s h   r e l e v a n t   ina f n c i a l   p e n a l t i e s   s u pe r v i s i o n   s y s t e m.   Ke y wo r ds : SM Es ; in f a n c i a l   ma n a g e me n t ; i f na n c i a l   s ys t e m  i


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